HAMP applicants are Parallel Foreclosure Victims. Homeowners can fight back here and at Swarm The Banks.

It has taken me a few months of google research to first discover a pretty decent list of blogs, authors and news services that are reporting about mortgage servicing, foreclosure scandals, wall street, and politicians' responses, and then list them at Swarm the Banks.

If you have the time, make it a point to visit Swarm the Banks twice a day and look for articles that may be worth responding to. I am only one person, and even though I comment on several different different foreclosure articles everyday, I am still only one person. Plus, I don't get paid and at some point the time I spend on all my blogs may be reduced as I replace my time with work that actually pays.

It is the combination of several dozen bloggers relying on their own instincts who write articles that are raising awareness about the ills of HAMP, securitization, scandalous bankster bonuses, proposed legislation both good and bad, out of control debt, and unfair foreclosure stories that we all can support by commenting from time to time.

If you discover a really good article that you support, but has no responses to it, consider being the one to support the content by writing a comment.

If there were several dozen more people responding every day to articles they find through Swarm The Banks; making intelligent observations, sharing their own personal stories, sharing their favorite links about the foreclosure issue, or simply agreeing with someone else and actually putting it in writing, we could see more and more support begin to materialize for homeowners who were victimized by Parallel Foreclosure before they could even apply for HAMP, Robo signing, predatory loans, change in terms, and other issues as well.

Thanks!

ROBO SIGNING is just the tip of the Foreclosure Fraud Nightmare.

I believe that Foreclosure Fraud related to Robo Signing is just the tip of the Foreclosure Fraud iceberg.

The foreclosure fraud issue is much much bigger than robo signing. Robo signing is the get away car speeding down the highway with the loot. However, we need to back up in time and find what occurred before the get away car was discovered.

Actual foreclosure fraud robbery happened the moment there were CHANGES IN TERMS implemented on ANY HOMEOWNER's Mortgage agreement without the homeowners expressed, written, consent.

Change in Terms without the expressed, written, consent of the homeowner CANNOT be pre-written into a mortgage agreement for OBVIOUS REASONS.

If a mortgage contract can be unilaterally changed by one side only, then the changing side can pretty much do whatever they wanted, at any time!

Unilateral changing of terms would mean the end of property rights as we know it!

An additional robbery happened when the CHANGE IN TERMS that were never agreed to by the homeowner are then used to allow others to hold sway over a homeowners freedom to find a better mortgage deal.

When we hear that the "investor" does not approve HAMP for a homeowner, this could mean that a unilateral Change in Terms has been used to allow an after the fact entity (the investor) to determine the fate of a homeowners right to find the best deal for their mortgage.

Further foreclosure robberies occurred when banks parallel foreclosed on homeowners BEFORE the homeowner could even become eligible to apply for HAMP and EHLP!

As a result of the actions describe above, Parallel Foreclosure might just equal Federal Hobbs Act Violations, possibly the extortion clause. And if the foreclosure fraud talking points I brought up above are never brought out into the light of day, then either the system is rigged down to the fine grains of sand, or, the system just naturally creates conflagrations to confound the real issues at hand.

The people that discovered robo signing may have set the bar too low. Robo signing may have been the battering ram that broke down the foreclosure fraud door, but there is much much more behind the foreclosure fraud door. I am concerned that robo signing may end up both breaking the door down to foreclosur fraud while also obfuscating what is actually behind the foreclosure fraud door.